.sft{--navy:#0a284e;--navy-2:#14366a;--cream:#faf7f2;--card:#f4efe5;--card-line:#e7decb;--amber:#edb955;--amber-deep:#e3a92f;--amber-ink:#8a5409;--ink:#1c2e47;--ink-mute:#4a5a73;--line:#e5dccd;--r-card:20px;--r-tile:16px;--r-field:12px;--r-pill:999px;--sh-sm:0 1px 2px rgba(10,40,78,0.06),0 1px 3px rgba(10,40,78,0.05);--sh-md:0 6px 20px -8px rgba(10,40,78,0.16),0 2px 6px rgba(10,40,78,0.06);font-family:var(--font-sans);color:var(--ink);line-height:1.55}.sft h1,.sft h2,.sft h3{font-family:var(--font-display);color:var(--navy);font-weight:600;line-height:1.08;letter-spacing:-.01em;margin:0}.sft a.ilink{color:var(--navy);text-decoration:underline;text-underline-offset:3px;text-decoration-thickness:1.5px;font-weight:500}.sft a.ilink:hover{color:#061a33;text-decoration-thickness:2px}.sft-eyebrow{font-family:var(--font-sans);font-weight:600;font-size:13px;letter-spacing:.12em;text-transform:uppercase;color:var(--amber-ink);display:block}.sft-eyebrow.on-dark{color:var(--amber)}.sft-btn{font-family:var(--font-sans);font-weight:600;border:none;cursor:pointer;border-radius:var(--r-pill);display:inline-flex;align-items:center;justify-content:center;gap:10px;text-decoration:none;transition:background .15s ease,transform .12s ease,box-shadow .15s ease;line-height:1.1}.sft-btn svg{width:1.15em;height:1.15em}.sft-btn:active{transform:translateY(1px)}.sft-btn--primary{background:var(--amber);color:var(--navy);box-shadow:0 8px 20px -8px rgba(237,185,85,.7)}.sft-btn--primary:hover{background:var(--amber-deep)}.sft-btn--primary[disabled]{opacity:.5;cursor:not-allowed}.sft-btn--secondary{background:transparent;color:var(--navy);box-shadow:inset 0 0 0 1.5px var(--navy)}.sft-btn--secondary:hover{background:rgba(10,40,78,.05)}.sft-btn--ondark{background:var(--amber);color:var(--navy)}.sft-btn--ondark:hover{background:var(--amber-deep)}.sft-btn--lg{min-height:56px;padding:0 26px;font-size:18px}.sft-btn--md{min-height:48px;padding:0 22px;font-size:16px}.sft-btn--block{width:100%}.sft-card{background:var(--card);border:1px solid var(--card-line);border-radius:var(--r-card);box-shadow:var(--sh-sm)}.sft-step{display:flex;gap:16px;align-items:flex-start}.sft-step-num{flex:0 0 auto;font-family:var(--font-display);font-weight:600;color:var(--navy);width:44px;height:44px;border-radius:50%;display:grid;place-items:center;font-size:20px;background:var(--cream);border:1.5px solid var(--card-line)}.sft-step h3{font-size:19px;margin-bottom:4px}.sft-step p{color:var(--ink-mute);font-size:16px;margin:0}.sft-band{background:var(--navy);color:#eaf0f7;border-radius:var(--r-card)}.sft-band-item{display:flex;gap:12px;align-items:flex-start}.sft-band-item svg{flex:0 0 auto;width:22px;height:22px;color:var(--amber);margin-top:2px}.sft-band-item b{color:#fff;font-weight:600}.sft-band-item span{color:rgba(234,240,247,.8);font-size:16px;display:block}.sft-quiet-item{display:flex;gap:11px;align-items:flex-start}.sft-quiet-item svg{flex:0 0 auto;color:var(--amber-ink);margin-top:2px;width:18px;height:18px}.sft-quiet-item span{font-size:15.5px;color:var(--ink)}.sft-progress{height:8px;border-radius:999px;background:var(--line);overflow:hidden}.sft-progress>i{display:block;height:100%;background:var(--amber);border-radius:999px;transition:width .3s ease}.sft-progress-label{font-family:var(--font-sans);font-weight:600;font-size:13px;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-mute)}.sft-opt{display:flex;align-items:center;gap:14px;width:100%;text-align:left;cursor:pointer;min-height:56px;padding:14px 18px;border-radius:var(--r-field);background:#fff;border:1.5px solid var(--card-line);color:var(--ink);font-family:var(--font-sans);font-size:17px;font-weight:500;transition:border-color .12s,background .12s,box-shadow .12s}.sft-opt:hover{border-color:var(--navy)}.sft-opt[aria-pressed=true],.sft-opt[aria-selected=true]{border-color:var(--navy);box-shadow:inset 0 0 0 1.5px var(--navy)}.sft-opt .tick{flex:0 0 auto;width:26px;height:26px;border-radius:50%;border:1.5px solid var(--card-line);display:grid;place-items:center;color:#fff}.sft-opt[aria-pressed=true] .tick,.sft-opt[aria-selected=true] .tick{background:var(--navy);border-color:var(--navy)}.sft-opt .tick svg{width:15px;height:15px;opacity:0}.sft-opt[aria-pressed=true] .tick svg,.sft-opt[aria-selected=true] .tick svg{opacity:1}.sft-trustfoot{display:flex;align-items:center;gap:8px;color:var(--ink-mute);font-size:13px}.sft-trustfoot svg{width:15px;height:15px;color:var(--amber-ink);flex:0 0 auto}.sft-rule{height:1px;background:var(--line);border:0}.sft-done .ring{width:64px;height:64px;border-radius:50%;background:rgba(10,40,78,.06);display:grid;place-items:center;margin:0 auto 18px}.sft-done .ring svg{width:30px;height:30px;color:var(--navy)}.sft-claim-grid{display:grid;grid-template-columns:1fr;gap:28px;grid-template-areas:"hero" "form" "next" "reassure"}.sft-claim-grid>.a-hero{grid-area:hero}.sft-claim-grid>.a-next{grid-area:next}.sft-claim-grid>.a-form{grid-area:form}.sft-claim-grid>.a-reassure{grid-area:reassure}@media (min-width:1024px){.sft-claim-grid{grid-template-columns:55fr 45fr;-moz-column-gap:56px;column-gap:56px;row-gap:36px;grid-template-areas:"hero form" "next form" "reassure form";align-items:start}.sft-claim-grid>.a-form{grid-row:1/4;position:sticky;top:88px;align-self:start}}.sft-arrowrow{display:flex;align-items:center;justify-content:space-between;gap:14px;width:100%;text-align:left;background:#fff;border:1.5px solid var(--card-line);border-radius:var(--r-field);padding:14px 18px;min-height:64px;color:var(--navy);font-family:var(--font-sans);transition:border-color .15s ease,background .15s ease}.sft-arrowrow:hover{border-color:var(--navy);background:var(--card)}.sft-arrowrow-left{display:flex;align-items:center;gap:14px;min-width:0}.sft-arrowrow-img{flex:0 0 auto;width:72px;height:56px;-o-object-fit:cover;object-fit:cover;border-radius:10px;border:1px solid var(--card-line)}.sft-arrowrow-text{min-width:0}.sft-arrowrow .t{font-weight:600;font-size:17px;display:block}.sft-arrowrow .s{font-weight:400;font-size:14.5px;color:var(--ink-mute);display:block;margin-top:2px}.sft-arrowrow .circ{flex:0 0 auto;width:40px;height:40px;border-radius:50%;display:grid;place-items:center;background:var(--card);color:var(--amber-ink);transition:background .15s ease,color .15s ease}.sft-arrowrow:hover .circ{background:var(--amber);color:var(--navy)}.sft-photo-ph{position:relative;border-radius:var(--r-card);background:repeating-linear-gradient(-45deg,var(--card),var(--card) 14px,var(--cream) 14px,var(--cream) 28px);border:1px solid var(--card-line);display:grid;place-items:center;min-height:240px;overflow:hidden}.sft-photo-ph .lbl{display:inline-flex;align-items:center;gap:6px;font-size:13px;color:var(--ink-mute);background:rgba(250,247,242,.85);padding:6px 10px;border-radius:999px}.cc-steps{position:relative;display:flex;flex-direction:column;gap:24px;padding-left:6px}.cc-steps .rail{position:absolute;left:28px;top:10px;bottom:10px;width:3px;background:var(--card-line);border-radius:999px;overflow:hidden}.cc-steps .rail .fill{width:100%;background:var(--amber);transition:height .6s cubic-bezier(.16,1,.3,1)}.cc-step{position:relative;display:flex;gap:18px;align-items:flex-start;opacity:.9;transition:opacity .45s cubic-bezier(.16,1,.3,1)}.cc-step.active{opacity:1}.cc-badge{z-index:1;flex:0 0 auto;width:44px;height:44px;border-radius:50%;display:grid;place-items:center;font-family:var(--font-display);font-weight:600;font-size:19px;background:var(--cream);border:1.5px solid var(--card-line);color:var(--ink-mute);transition:background .3s ease,color .3s ease,border-color .3s ease}.cc-step.active .cc-badge{background:var(--navy);border-color:var(--navy);color:#fff}.cc-step h3{font-size:20px;color:var(--navy);margin-bottom:3px}.cc-step p{font-size:16px;margin:0}.cc-step p,.sft-ph{color:var(--ink-mute)}.sft-ph{border:1.5px dashed var(--card-line);border-radius:var(--r-field);font-size:13.5px;background:rgba(10,40,78,.02);display:flex;align-items:center;gap:8px;padding:10px 14px}.sft-ph svg{width:15px;height:15px;color:var(--ink-mute);flex:0 0 auto}.sft-field{display:block;margin-bottom:16px}.sft-label{display:block;font-family:var(--font-sans);font-size:15px;font-weight:600;color:var(--navy);margin-bottom:7px}.sft-label .req{color:#9B2C2C}.sft-input,.sft-select,.sft-textarea{width:100%;min-height:54px;padding:14px 16px;border-radius:var(--r-field);background:#fff;border:1.5px solid #8f97a4;box-shadow:inset 0 1px 1px rgba(10,40,78,.05);color:var(--ink);font-family:var(--font-sans);font-size:17px;font-weight:500;transition:border-color .12s,box-shadow .12s}.sft-textarea{min-height:110px;resize:vertical;line-height:1.5}.sft-input::-moz-placeholder,.sft-textarea::-moz-placeholder{color:var(--ink-mute)}.sft-input::placeholder,.sft-textarea::placeholder{color:var(--ink-mute)}.sft-input:focus,.sft-select:focus,.sft-textarea:focus{outline:none;border-color:var(--navy);box-shadow:0 0 0 3px rgba(10,40,78,.14)}.sft-input:hover:not(:focus),.sft-select:hover:not(:focus),.sft-textarea:hover:not(:focus){border-color:#6e7686}.sft-select{-moz-appearance:none;appearance:none;-webkit-appearance:none;cursor:pointer;padding-right:44px;background-image:url("data:image/svg+xml;charset=utf-8,%3Csvg xmlns='http://www.w3.org/2000/svg' width='18' height='18' viewBox='0 0 24 24' fill='none' stroke='%230A284E' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 16px center}.sft-input[aria-invalid=true],.sft-select[aria-invalid=true],.sft-textarea[aria-invalid=true]{border-color:#9B2C2C;background-color:#FCF4F3}.sft-field-error{display:block;margin-top:6px;font-family:var(--font-sans);font-size:13.5px;color:#9B2C2C}@keyframes sft-spin{to{transform:rotate(1turn)}}.sft-spinner{display:inline-block;width:17px;height:17px;border:2.5px solid rgba(250,247,242,.45);border-top:2.5px solid var(--cream,#faf7f2);border-radius:50%;animation:sft-spin .7s linear infinite;vertical-align:-3px;margin-right:9px}@media (prefers-reduced-motion:reduce){.sft-spinner{animation-duration:1.5s}}.sft-form-alert{border-radius:var(--r-field);padding:14px 16px;font-size:15px;line-height:1.45;margin-bottom:16px}.sft-form-alert--error{background:#F6E5E3;color:#7a2420}@keyframes sft-shake{0%,to{transform:translateX(0)}25%{transform:translateX(-5px)}50%{transform:translateX(5px)}75%{transform:translateX(-3px)}}@media (prefers-reduced-motion:no-preference){.sft-input[aria-invalid=true],.sft-select[aria-invalid=true],.sft-textarea[aria-invalid=true]{animation:sft-shake .3s var(--ease-soft,ease) 1}}.sft-checkdraw circle{stroke-dasharray:166;stroke-dashoffset:0}.sft-checkdraw path{stroke-dasharray:48;stroke-dashoffset:0}@media (prefers-reduced-motion:no-preference){.sft-checkdraw circle{stroke-dashoffset:166;animation:sft-draw .6s var(--ease-soft,ease) forwards}.sft-checkdraw path{stroke-dashoffset:48;animation:sft-draw .4s var(--ease-soft,ease) .45s forwards}}@keyframes sft-draw{to{stroke-dashoffset:0}}