.sft{--navy:#0a284e;--navy-2:#14366a;--cream:#faf7f2;--card:#f4efe5;--card-line:#e7decb;--amber:#edb955;--amber-deep:#e3a92f;--amber-ink:#8a5409;--ink:#1c2e47;--ink-mute:#4a5a73;--line:#e5dccd;--r-card:20px;--r-tile:16px;--r-field:12px;--r-pill:999px;--sh-sm:0 1px 2px #0a284e0f, 0 1px 3px #0a284e0d;--sh-md:0 6px 20px -8px #0a284e29, 0 2px 6px #0a284e0f;font-family:var(--font-sans);color:var(--ink);line-height:1.55}.sft h1,.sft h2,.sft h3{font-family:var(--font-display);color:var(--navy);letter-spacing:-.01em;margin:0;font-weight:600;line-height:1.08}.sft a.ilink{color:var(--navy);text-underline-offset:3px;font-weight:500;text-decoration:underline;text-decoration-thickness:1.5px}.sft a.ilink:hover{color:#061a33;text-decoration-thickness:2px}.sft-eyebrow{font-family:var(--font-sans);letter-spacing:.12em;text-transform:uppercase;color:var(--amber-ink);font-size:13px;font-weight:600;display:block}.sft-eyebrow.on-dark{color:var(--amber)}.sft-btn{font-family:var(--font-sans);cursor:pointer;border-radius:var(--r-pill);border:none;justify-content:center;align-items:center;gap:10px;font-weight:600;line-height:1.1;text-decoration:none;transition:background .15s,transform .12s,box-shadow .15s;display:inline-flex}.sft-btn svg{width:1.15em;height:1.15em}.sft-btn:active{transform:translateY(1px)}.sft-btn--primary{background:var(--amber);color:var(--navy);box-shadow:0 8px 20px -8px #edb955b3}.sft-btn--primary:hover{background:var(--amber-deep)}.sft-btn--primary[disabled]{opacity:.5;cursor:not-allowed}.sft-btn--secondary{color:var(--navy);box-shadow:inset 0 0 0 1.5px var(--navy);background:0 0}.sft-btn--secondary:hover{background:#0a284e0d}.sft-btn--ondark{background:var(--amber);color:var(--navy)}.sft-btn--ondark:hover{background:var(--amber-deep)}.sft-btn--lg{min-height:56px;padding:0 26px;font-size:18px}.sft-btn--md{min-height:48px;padding:0 22px;font-size:16px}.sft-btn--block{width:100%}.sft-card{background:var(--card);border:1px solid var(--card-line);border-radius:var(--r-card);box-shadow:var(--sh-sm)}.sft-step{align-items:flex-start;gap:16px;display:flex}.sft-step-num{font-family:var(--font-display);color:var(--navy);background:var(--cream);border:1.5px solid var(--card-line);border-radius:50%;flex:none;place-items:center;width:44px;height:44px;font-size:20px;font-weight:600;display:grid}.sft-step h3{margin-bottom:4px;font-size:19px}.sft-step p{color:var(--ink-mute);margin:0;font-size:16px}.sft-band{background:var(--navy);color:#eaf0f7;border-radius:var(--r-card)}.sft-band-item{align-items:flex-start;gap:12px;display:flex}.sft-band-item svg{width:22px;height:22px;color:var(--amber);flex:none;margin-top:2px}.sft-band-item b{color:#fff;font-weight:600}.sft-band-item span{color:#eaf0f7cc;font-size:16px;display:block}.sft-quiet-item{align-items:flex-start;gap:11px;display:flex}.sft-quiet-item svg{color:var(--amber-ink);flex:none;width:18px;height:18px;margin-top:2px}.sft-quiet-item span{color:var(--ink);font-size:15.5px}.sft-progress{background:var(--line);border-radius:999px;height:8px;overflow:hidden}.sft-progress>i{background:var(--amber);border-radius:999px;height:100%;transition:width .3s;display:block}.sft-progress-label{font-family:var(--font-sans);letter-spacing:.08em;text-transform:uppercase;color:var(--ink-mute);font-size:13px;font-weight:600}.sft-opt{text-align:left;cursor:pointer;border-radius:var(--r-field);border:1.5px solid var(--card-line);width:100%;min-height:56px;color:var(--ink);font-family:var(--font-sans);background:#fff;align-items:center;gap:14px;padding:14px 18px;font-size:17px;font-weight:500;transition:border-color .12s,background .12s,box-shadow .12s;display:flex}.sft-opt:hover{border-color:var(--navy)}.sft-opt[aria-pressed=true],.sft-opt[aria-selected=true]{border-color:var(--navy);box-shadow:inset 0 0 0 1.5px var(--navy)}.sft-opt .tick{border:1.5px solid var(--card-line);color:#fff;border-radius:50%;flex:none;place-items:center;width:26px;height:26px;display:grid}.sft-opt[aria-pressed=true] .tick,.sft-opt[aria-selected=true] .tick{background:var(--navy);border-color:var(--navy)}.sft-opt .tick svg{opacity:0;width:15px;height:15px}.sft-opt[aria-pressed=true] .tick svg,.sft-opt[aria-selected=true] .tick svg{opacity:1}.sft-trustfoot{color:var(--ink-mute);align-items:center;gap:8px;font-size:13px;display:flex}.sft-trustfoot svg{width:15px;height:15px;color:var(--amber-ink);flex:none}.sft-rule{background:var(--line);border:0;height:1px}.sft-done .ring{background:#0a284e0f;border-radius:50%;place-items:center;width:64px;height:64px;margin:0 auto 18px;display:grid}.sft-done .ring svg{width:30px;height:30px;color:var(--navy)}.sft-claim-grid{grid-template-columns:1fr;grid-template-areas:"hero""form""next""reassure";gap:28px;display:grid}.sft-claim-grid>.a-hero{grid-area:hero}.sft-claim-grid>.a-next{grid-area:next}.sft-claim-grid>.a-form{grid-area:form}.sft-claim-grid>.a-reassure{grid-area:reassure}@media (min-width:1024px){.sft-claim-grid{-moz-column-gap:56px;grid-template-columns:55fr 45fr;grid-template-areas:"hero form""next form""reassure form";align-items:start;gap:36px 56px}.sft-claim-grid>.a-form{grid-row:1/4;align-self:start;position:sticky;top:88px}}.sft-arrowrow{text-align:left;border:1.5px solid var(--card-line);border-radius:var(--r-field);width:100%;min-height:64px;color:var(--navy);font-family:var(--font-sans);background:#fff;justify-content:space-between;align-items:center;gap:14px;padding:14px 18px;transition:border-color .15s,background .15s;display:flex}.sft-arrowrow:hover{border-color:var(--navy);background:var(--card)}.sft-arrowrow-left{align-items:center;gap:14px;min-width:0;display:flex}.sft-arrowrow-img{-o-object-fit:cover;object-fit:cover;border:1px solid var(--card-line);border-radius:10px;flex:none;width:72px;height:56px}.sft-arrowrow-text{min-width:0}.sft-arrowrow .t{font-size:17px;font-weight:600;display:block}.sft-arrowrow .s{color:var(--ink-mute);margin-top:2px;font-size:14.5px;font-weight:400;display:block}.sft-arrowrow .circ{background:var(--card);width:40px;height:40px;color:var(--amber-ink);border-radius:50%;flex:none;place-items:center;transition:background .15s,color .15s;display:grid}.sft-arrowrow:hover .circ{background:var(--amber);color:var(--navy)}.sft-photo-ph{border-radius:var(--r-card);background:repeating-linear-gradient(-45deg, var(--card), var(--card) 14px, var(--cream) 14px, var(--cream) 28px);border:1px solid var(--card-line);place-items:center;min-height:240px;display:grid;position:relative;overflow:hidden}.sft-photo-ph .lbl{color:var(--ink-mute);background:#faf7f2d9;border-radius:999px;align-items:center;gap:6px;padding:6px 10px;font-size:13px;display:inline-flex}.cc-steps{flex-direction:column;gap:24px;padding-left:6px;display:flex;position:relative}.cc-steps .rail{background:var(--card-line);border-radius:999px;width:3px;position:absolute;top:10px;bottom:10px;left:28px;overflow:hidden}.cc-steps .rail .fill{background:var(--amber);width:100%;transition:height .6s cubic-bezier(.16,1,.3,1)}.cc-step{opacity:.9;align-items:flex-start;gap:18px;transition:opacity .45s cubic-bezier(.16,1,.3,1);display:flex;position:relative}.cc-step.active{opacity:1}.cc-badge{z-index:1;width:44px;height:44px;font-family:var(--font-display);background:var(--cream);border:1.5px solid var(--card-line);color:var(--ink-mute);border-radius:50%;flex:none;place-items:center;font-size:19px;font-weight:600;transition:background .3s,color .3s,border-color .3s;display:grid}.cc-step.active .cc-badge{background:var(--navy);border-color:var(--navy);color:#fff}.cc-step h3{color:var(--navy);margin-bottom:3px;font-size:20px}.cc-step p{color:var(--ink-mute);margin:0;font-size:16px}.sft-ph{border:1.5px dashed var(--card-line);border-radius:var(--r-field);color:var(--ink-mute);background:#0a284e05;align-items:center;gap:8px;padding:10px 14px;font-size:13.5px;display:flex}.sft-ph svg{width:15px;height:15px;color:var(--ink-mute);flex:none}.sft-field{margin-bottom:16px;display:block}.sft-label{font-family:var(--font-sans);color:var(--navy);margin-bottom:7px;font-size:15px;font-weight:600;display:block}.sft-label .req{color:#9b2c2c}.sft-input,.sft-textarea,.sft-select{border-radius:var(--r-field);width:100%;min-height:54px;color:var(--ink);font-family:var(--font-sans);background:#fff;border:1.5px solid #8f97a4;padding:14px 16px;font-size:17px;font-weight:500;transition:border-color .12s,box-shadow .12s;box-shadow:inset 0 1px 1px #0a284e0d}.sft-textarea{resize:vertical;min-height:110px;line-height:1.5}.sft-input::-moz-placeholder{color:var(--ink-mute)}.sft-textarea::-moz-placeholder{color:var(--ink-mute)}.sft-input::placeholder,.sft-textarea::placeholder{color:var(--ink-mute)}.sft-input:focus,.sft-textarea:focus,.sft-select:focus{border-color:var(--navy);outline:none;box-shadow:0 0 0 3px #0a284e24}.sft-input:hover:not(:focus),.sft-textarea:hover:not(:focus),.sft-select:hover:not(:focus){border-color:#6e7686}.sft-select{appearance:none;cursor:pointer;background-image:url("data:image/svg+xml;charset=utf-8,%3Csvg xmlns='http://www.w3.org/2000/svg' width='18' height='18' viewBox='0 0 24 24' fill='none' stroke='%230A284E' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");background-position:right 16px center;background-repeat:no-repeat;padding-right:44px}.sft-input[aria-invalid=true],.sft-textarea[aria-invalid=true],.sft-select[aria-invalid=true]{background-color:#fcf4f3;border-color:#9b2c2c}.sft-field-error{font-family:var(--font-sans);color:#9b2c2c;margin-top:6px;font-size:13.5px;display:block}@keyframes sft-spin{to{transform:rotate(360deg)}}.sft-spinner{border:2.5px solid #faf7f273;border-top-color:var(--cream,#faf7f2);vertical-align:-3px;border-radius:50%;width:17px;height:17px;margin-right:9px;animation:.7s linear infinite sft-spin;display:inline-block}@media (prefers-reduced-motion:reduce){.sft-spinner{animation-duration:1.5s}}.sft-form-alert{border-radius:var(--r-field);margin-bottom:16px;padding:14px 16px;font-size:15px;line-height:1.45}.sft-form-alert--error{color:#7a2420;background:#f6e5e3}@keyframes sft-shake{0%,to{transform:translate(0)}25%{transform:translate(-5px)}50%{transform:translate(5px)}75%{transform:translate(-3px)}}@media (prefers-reduced-motion:no-preference){.sft-input[aria-invalid=true],.sft-textarea[aria-invalid=true],.sft-select[aria-invalid=true]{animation:sft-shake .3s var(--ease-soft,ease) 1}}.sft-checkdraw circle{stroke-dasharray:166;stroke-dashoffset:0}.sft-checkdraw path{stroke-dasharray:48;stroke-dashoffset:0}@media (prefers-reduced-motion:no-preference){.sft-checkdraw circle{stroke-dashoffset:166px;animation:sft-draw .6s var(--ease-soft,ease) forwards}.sft-checkdraw path{stroke-dashoffset:48px;animation:sft-draw .4s var(--ease-soft,ease) .45s forwards}}@keyframes sft-draw{to{stroke-dashoffset:0}}